Category: Investment Insights

July 2, 2025

America’s national debt is nearing 100% of GDP, and refinancing costs are rising fast. This newsletter unpacks the real risks, policy options, and potential market impacts. We explore what investors...

April 7, 2025

Rising healthcare costs are a major driver of federal deficits, with long-term implications for investors and financial planning. GHPIA is monitoring reimbursement risk, leaning into innovation, and using conservative planning...

January 14, 2025

After another year of impressive market growth, dollar strength, and economic gains, we continue to value a healthy dose of skepticism.

October 10, 2024

Recent economic reports raise fears of a labor-driven recession, but closer analysis suggests it's more about normalization.

July 11, 2024

The key to managing the U.S. debt challenge lies not in eliminating the deficit altogether, but ensuring the deficit as a percentage of the economy remains below the growth rate...

April 11, 2024

Optimism is best served with a side of caution, but betting that a deep recession is nigh would be to bet against the American consumer—a stance not proven wise by...

January 10, 2024

Dorothy was right, “there’s no place like home”, which is why deep bargains for buyers will be scant in the years ahead.

October 13, 2023

While the ultimate impact of AI hinges upon its capabilities and adoption timeline, the economic potential of AI looms large should it deliver on its promise.

July 13, 2023

The theme of GHP Investment Advisors’ 2023 Economic Outlook Forum on May 10th was “Short-term Pitfalls, Long-term Prosperity”.  The advisors at GHPIA discussed the impact inflation is having on capital...

April 14, 2023

Federal reserve policy turned off the monetary printing presses and by all measures inflation seems to have peaked, although the Fed believes further vigilance is warranted to guard against a...

January 13, 2023

GHPIA's dollar weighted model approach allows our clients the peace of mind that they will have adequate cash for their withdrawals through market downturns, but at the same time avoid...

October 13, 2022

When bubbles burst, speculation tends to disappear, and rational thinking typically takes over with much greater emphasis on company profitability among other fundamentals.

June 30, 2022

Investing is not a game, and selecting stocks should be done rationally in order to avoid costly emotional mistakes in both up and down markets. We believe objective thinking and...

March 31, 2022

The Fed’s actions do not necessarily mean the stock market is due for a collapse. On the contrary, history illustrates that the market typically performs well in a rising rate...

December 31, 2021

For all the market optimism about Tesla, even seasoned equity analysts have a hard time coming up with a consensus valuation. Here are some scenarios for the electric vehicle company’s...

September 30, 2021

Given the risks, including regulation, volatility, and valuation, it is hard to see why the cult of crypto continues to grow.

June 30, 2021

Despite the recent necessary spikes in government spending, investors should now watch public debt levels carefully.

March 31, 2021

Our Investment Risk Scorecard helps us quantify the exposure of companies and industries to risk, based on these five fundamental metrics...

December 31, 2020

Here are three guidelines investors should use to weather the highs and lows of a tumultuous market cycle like that of the past year.

September 30, 2020

Investors should dig deeper into the “safe” part of portfolios and decide if the risk of individual municipal bonds is worth the reward.