Author: Deirdre McGuire

May 28, 2026

A cohabitation agreement is a legal document that defines financial rights, ownership, and responsibilities for unmarried couples living together.

March 24, 2026

A clear guide to the financial and legal steps that follow a death, from immediate responsibilities to estate settlement, helping families understand what needs to be done and how to...

February 23, 2026

Accurate tax returns for complex financial lives depend on more than a checklist. While your tax preparer can request standard forms, there are critical details, elections, and documentation that only...

January 27, 2026

IRS savings limits increased for 2026. Learn the new 401(k), IRA, Roth IRA income thresholds, and catch-up rules, plus what to update to stay optimized.

December 22, 2025

Inheriting a retirement account comes with complex rules and tax consequences that differ significantly from managing your own IRA. Understanding inherited IRA distribution requirements, including the 10 year rule, eligible...

November 19, 2025

Cybercriminals exploit year-end distractions to compromise financial accounts. Learn how AI-powered deepfakes and voice cloning scams target wealth management clients, and get your complete fraud prevention action plan. At GHP...

October 23, 2025

Talking to aging parents about finances should begin with their wishes, not paperwork. This guide shows how to start with care, cover the essentials, and organize key details in one...

August 28, 2025

If you have an old 401(k) from a previous employer, knowing what to do with it is essential. This guide outlines your key options, tax implications, and expert considerations to...

August 8, 2025

If you have an old 401(k) from a previous employer, knowing what to do with it is essential. This guide outlines your key options, tax implications, and expert considerations to...

May 12, 2025

Many affluent families underestimate the financial and logistical challenges of long-term care. From in-home support to full-service retirement communities, the costs can escalate quickly without a plan. This newsletter explores...

April 22, 2025

Teaching children about money from a young age builds healthy habits that last a lifetime. From saving and earning to understanding compound interest, early financial education fosters confidence and independence....

March 10, 2025

The Social Security Fairness Act has repealed the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), ending long-standing reductions in benefits for public servants

March 5, 2025

In honor of Women’s History Month, we celebrate the women shareholders at GHPIA who lead in financial planning, tax strategies, and wealth management, guiding clients with expertise and care.

February 4, 2025

Wildfires are reshaping home insurance, leading to stricter policies and rising premiums. Learn how to protect your assets.

January 21, 2025

January is the perfect time to review your past year’s finances and set goals for the year ahead. Here are a few tips for 2025.

November 19, 2024

Here are several tax-efficient giving strategies that can maximize your contributions and make your go donations further.

October 22, 2024

While most people are aware of Medicare's basic structure, many are surprised to learn about some of the lesser-known aspects of Medicare. Here are 5 important facts that could impact...

September 12, 2024

At GHP Investment Advisors, we’re dedicated to enhancing your portfolio’s tax efficiency through strategies like tax-loss harvesting.

August 28, 2024

Knowing which documents to keep and for how long is one of the simplest ways to protect your financial and legal well-being. This guide covers everything from tax records and...

July 26, 2024

In this article we detail how to use the Colorado First Step program and 529 Plans to save for your child's -- or grandchild's -- future educational costs.