Reed McCoy is a forward-thinking wealth advisor who combines financial expertise with a passion for education, empowering clients to take control of their financial futures. He specializes in helping professionals in the medical and legal fields, small business owners, and corporate executives build comprehensive financial plans that evolve with their careers and lives.
Since joining GHPIA in 2017, Reed has expanded his expertise in retirement planning, investment strategy, insurance, and estate planning, applying a research-driven, adaptive approach to financial decision-making. His ability to explain complex financial concepts in an accessible way makes him a trusted partner for clients looking to navigate investments, minimize tax burdens, and prepare for long-term financial success.
Reed plays an active role on GHPIA’s investment committee, analyzing market trends and evaluating investment opportunities to help shape the firm’s investment strategy. He is also passionate about mentorship, training new advisors at GHPIA and ensuring they adopt the firm’s client-first, analytical approach to financial planning.
He holds the Certified Financial Planner™ (CFP®) designation and a Bachelor’s degree in Spanish and Business Management from the University of Minnesota.
He holds the Certified Financial Planner™ (CFP®) designation and a Bachelor’s degree in Spanish and Business Management from the University of Minnesota.
Personal Thoughts
Reed’s passion for education and financial literacy began with Teach for America, where he worked to expand educational access in underserved communities. He remains an advocate for education reform and believes that knowledge is one of the most powerful tools for creating financial security and independence.
A competitive athlete at heart, Reed applies his disciplined mindset to both his professional and personal life. He has recently developed a strong interest in longevity and well-being, incorporating tennis, biking, and climbing into his routine as a way to stay physically active and mentally sharp.
Beyond financial planning, Reed enjoys broadening his perspective through books and podcasts, constantly seeking new ideas that fuel his curiosity, continuous learning, and personal growth.
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As we look toward 2026, resilience remains the theme. The U.S. economy is slowing from its post-pandemic pace, but the underlying foundation stays solid. Corporate earnings are rising, consumer spending is healthy, and despite vacillating sentiment, AI related investment is accelerating. The environment is noisier, but the long term trend is intact. We examine the pillars behind the market rally, key risks to watch, and why diversification matters more than ever in an environment of concentrated market leadership.
If you have heard the word hyperscaler but are not sure what it means, you are not alone. These massive cloud computing companies power much of the internet and sit at the center of the artificial intelligence buildout. Here is what investors need to understand about hyperscalers and why their spending plans matter.
Index concentration has surged. The top ten companies now represent about 40 percent of the S&P 500’s value and trade at richer valuations than the rest. We explain what that means for diversification, risk, and practical portfolio decisions.
Share buybacks have surged to record levels in 2025, with S&P 500 companies spending more than $528 billion in the first half of the year. Buybacks can signal confidence, enhance earnings per share, and return capital to shareholders, but they are not all created equal. The real question is whether they strengthen long-term value or simply boost short-term results.