Reed McCoy

Reed McCoy CFP®, CRPS®

Reed McCoy is a forward-thinking wealth advisor who combines financial expertise with a passion for education, empowering clients to take control of their financial futures. He specializes in helping professionals in the medical and legal fields, small business owners, and corporate executives build comprehensive financial plans that evolve with their careers and lives.

Since joining GHPIA in 2017, Reed has expanded his expertise in retirement planning, investment strategy, insurance, and estate planning, applying a research-driven, adaptive approach to financial decision-making. His ability to explain complex financial concepts in an accessible way makes him a trusted partner for clients looking to navigate investments, minimize tax burdens, and prepare for long-term financial success.

Reed plays an active role on GHPIA’s investment committee, analyzing market trends and evaluating investment opportunities to help shape the firm’s investment strategy. He is also passionate about mentorship, training new advisors at GHPIA and ensuring they adopt the firm’s client-first, analytical approach to financial planning.

He holds the Certified Financial Planner™ (CFP®) designation and a Bachelor’s degree in Spanish and Business Management from the University of Minnesota.

He holds the Certified Financial Planner™ (CFP®) designation and a Bachelor’s degree in Spanish and Business Management from the University of Minnesota.

Reed’s passion for education and financial literacy began with Teach for America, where he worked to expand educational access in underserved communities. He remains an advocate for education reform and believes that knowledge is one of the most powerful tools for creating financial security and independence.

A competitive athlete at heart, Reed applies his disciplined mindset to both his professional and personal life. He has recently developed a strong interest in longevity and well-being, incorporating tennis, biking, and climbing into his routine as a way to stay physically active and mentally sharp.

Beyond financial planning, Reed enjoys broadening his perspective through books and podcasts, constantly seeking new ideas that fuel his curiosity, continuous learning, and personal growth.


  • An Inflection Point in Education
    College has long been considered a reliable path to higher earnings and stability, but the equation is changing. Rising tuition, record levels of student debt, and shifting labour market outcomes are forcing families to take a closer look at whether a degree still justifies the cost. This analysis examines what has changed, where value still exists, and how to approach the decision with greater clarity.
  • Prescription for the Deficit: Confronting Healthcare’s Expanding Role
    Rising healthcare costs are a major driver of federal deficits, with long-term implications for investors and financial planning. GHPIA is monitoring reimbursement risk, leaning into innovation, and using conservative planning assumptions to help clients stay resilient and focused on their long-term well-being.
  • Consumer Spending: Robust Engine of the Economy, But Are Cracks Emerging?
    Optimism is best served with a side of caution, but betting that a deep recession is nigh would be to bet against the American consumer—a stance not proven wise by historic precedent.
  • Inflation: Data Indicates We are Past the Peak
    Federal reserve policy turned off the monetary printing presses and by all measures inflation seems to have peaked, although the Fed believes further vigilance is warranted to guard against a false summit.
  • What Do You Own When You Invest in Chinese Stocks?
    Many investors are surprised to discover that buying Chinese stocks does not mean you actually own a piece of a Chinese company. Due to Chinese law, most foreign investors hold shares in offshore shell companies called Variable Interest Entities (VIEs), not the underlying businesses themselves. Learn what this means for your portfolio and why GHPIA limits its exposure to Chinese stocks.
  • World Trade: More Freedom or More Protectionism?
    Despite current crises, the drive toward free world trade – and the benefits it brings to nations – seems unstoppable.